Real Estate Agents Boise

Real Estate Agents Boise-StarFeatured – Real Estate Agents Boise

Find out how the top choice of Boise real estate agents can assist with everything from getting the best price to negotiating and closing the deal.  Understand why about 80 percent of houses for sale are sold with the help of real estate agents, according to the National Association of REALTORS®.

Here are some of the ways experienced real estate agents in Boise can help simplify the process:

Ethical Consideration of elite Boise real estate agents.

Though not all Boise real estate agents are members of the National Association of Realtors (NAR), those who do join the group agree to abide by a code of ethics. That code essentially stipulates that Realtors deal with all parties of a transaction honestly. Under the code, the Realtor is obligated to put the clients’ interests ahead of his own. He or she is also required to make full disclosure about the problems with a property and be truthful in advertising. The code of ethics has some teeth; local boards governed by the National Association of Reators enforce the provisions. Penalties can include a $5,000 fine, a one-year suspension from the association or a three-year expulsion. How frequently this happens is unclear. Because local boards, like the real estate agents Boise branch handle enforcement actions, no national statistics on penalties against Realtors are available [source: National Association of Realtors (NAR)].

Getting the best price using the pricing expertise of top Boise real estate agents.

Top Real Estate Agents Boise

The agent should have a keen eye for home pricing. Experienced real estate agents in Boise can set a price on a home the minute they walk through the door. If they have a lot of experience in a particular market, they know how well a neighborhood holds its value, too. One of the first things competent Boise real estate agents prepare for a buyer/seller of real estate is a competitive market analysis (CMA) or ‘comps’. The CMA is based on current market conditions and confirmed recent sales in a given area of Boise and is the basis for the real estate agent’s recommended market price. Setting the right price is crucial in a tight market, because an inflated asking price is a real turn-off. Not to mention the fact that knowledgeable Boise real estate agents realize the house must satisfy a mortgage appraisal before the sale can be closed. Top real estate agents Boise have the experience to know whether a specific house is overpriced or underpriced. And for a buyer, in the best-case scenario, great Boise real estate agents will have pinpointed what you’re looking for and won’t even waste your time touring houses that won’t work. Not only can experienced Boise real estate agents provide all the data on local home sales that you want to see, but they can also bring their expert insight to the deal that come from years of watching waves of transactions in the neighborhood. Neighborhood knowledge is a given with the best real estate agents in Boise. A Boise REALTOR® has a better understanding of what buyers can get for their money in the neighborhood they want to live in. He or she should have important information about the neighborhood including schools, shopping, property taxes and location. For home sellers, these details are equally important, as they affect the value and marketability of a Boise area home.   Top Real Estate Agents Boise
The real estate agents Boise marketing expertise.

Along with a CMA, a Boise real estate agent typically will present sellers with a marketing plan that shows what he or she will do to get the home sold for the best price in the shortest amount of time. This may include holding open houses, writing and placing ads with online and offline advertisers, printing and distributing flyers and showing the house to potential buyers. Boise real estate agents also have exclusive access to two potent resources that are critical to selling a home: One: other Boise real estate agents and Two: the Intermountain Multiple Listing Service (IMLS).

The Boise real estate agents MLS and the REALTOR®’s contacts.

The Intermountain multiple listing service, or IMLS, is a database of all the houses for sale by real estate agents Boise in a particular region of the Boise valley. Once a house is listed for sale, information about it can be accessed by all participating real estate agents in the Boise area to matched with buyers: in effect, your house is being exposed to not one agent, but to hundreds. Top Boise real estate agents usually arrange an open house just for other Boise real estate agents. In turn, these agents may recommend the house to qualified buyers they’re working with. A study by the National Association of REALTORS® revealed that 82 percent of homes are sold through an agent’s contacts.

Real estate agents Boise are schooled in finding available homes.

Informed Boise real estate agents will most likely know about unadvertised homes that you may have missed, broadening your search.  Though most homes for sale are widely available for buyers to assess on Web sites, in some cases, sellers don’t want the fact that they’re selling to be widely publicized. In those cases, only the real estate agents know the houses are for sale.”Sometimes people don’t want their home advertised actively,” some Boise real estate agents say. “Maybe it’s more for personal privacy reasons, that they don’t want their neighbors or friends to know that their house is for sale.” Sometimes health problems, financial problems or divorce factor into the need for privacy. Or sometimes, people don’t want the sale advertised during the holidays. Either way, working with a Boise real estate agent will give you access to houses you might otherwise miss viewing.

Boise real estate agents objectivity.

When selling, a competent Boise real estate agent can provide an unemotional viewpoint of the home and what needs to be done to make it more appealing to buyers. And, home buyers who choose to enlist a Boise real estate agent as a buyer’s agent will benefit from the agent’s legal responsibility to disclose potential drawbacks and flaws of a house, which an owner has little incentive to do.

The Efficiency of Boise real estate agents.

Buyers with a buyers’ agents will only tour houses that fit their budget and needs, because their Boise real estate agent will eliminate unsuitable homes. Buyers’ agents also help sellers by only showing houses to pre-qualified buyers. This means less chance of a mad rush to clean the house and get the kids out the door for people who are just scouting a neighborhood.

Sales offer drafting skills are important with Boise real estate agents.

An experienced REALTOR® will draft contracts and know the information that must be included in the documents. They can also advise on what stipulations and contingencies you should draw into the contract — items that should remain in the house at closing, for example.

Boise real estate agents negotiation and closing assistance are vital.

Boise real estate agents should provide sound advice to both buyers and sellers about whether to accept or modify an offer or counter-offer. Once an offer has been accepted, knowledgeable Boise real estate agents may arrange for a home inspection, financing, a title search from a reputable title company, as well as to ensure that all needed repairs and stipulations in the contract are completed on time.

To conclude, in a more general way, real estate agents in Boise will be aware of features that don’t show as well on the Internet. If a buyer is looking for a house with a space that could be used as an office, an attached mother-in-law unit or a room that’s perfect for showing off a prized grandfather clock, a human agent is more likely to find a match than a buyer just looking at pictures on a real estate Web site. Therefore, choose your Boise real estate agents wisely.

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Buying Foreclosures vs Short Sales in Boise Idaho

Purchasing a new home can be an expensive experience in Boise, Idaho, even with favorable mortgage interest rates. You are still looking at paying a significant monthly fee for a long period of time before you truly own the home. However, there are two other methods where you can purchase property at a lower cost and monthly payment. Usually this is distressed property where either the home needs to be sold quickly, which is known as a short sale. Or the owners of the property cannot pay their mortgage and the lender has taken it over, this is known as foreclosures.

The similarities between foreclosures and short sales center on the lower offering price for the property. In a short sale situation, the homeowners are generally trying to quickly sell the property for what is owed on the mortgage before the next payment is due. This often occurs when the home is “underwater”, which means that the value of the home is actually worth less than the original mortgage.

However, there are some important differences between foreclosures and short sales for those in Boise Idaho who are looking to purchase a home for a discounted rate.


Foreclosures are distressed properties where the original occupants have normally moved out and the home is now fully owned by the bank or lending institution. The price for foreclosures are often much lower than non-distressed properties because the price and closing costs can often be negotiated. Also, foreclosure sales are generally much quicker than short sales and it’s possible for a purchaser to get a rock-bottom price if the lending institution wants to get rid of the home.

However, the one big problem with many foreclosures is that the property itself is usually sold “as-is”, meaning that there could be significant damage that might need repairs. Even homes that are well kept, but have had the utilities shut off for months may need significant repairs. In these cases, you should have the home inspected before making an offer.

Short Sales

Most homes subject to short sales are generally in far better condition than most foreclosures because the home is still occupied and in less need of repair, which is why they often make attractive purchases to the potential buyer.

However, the very name “short sales” can be quite deceptive as the closing can take months, especially if there is a second lien holder who also has to be paid off. Unless this lender is included, the sale can be cut off after months of waiting for an answer. Also, the price for short sales is generally higher than foreclosures.

The bottom line is choosing between foreclosures and short sales will depend primarily on what you want from the home. When purchasing a distressed property to move into yourself, sell to another buyer at a higher price or rent out the home is vital in knowing which to choose from. Either way, it’s certainly possible to get a fantastic deal on a short sale quickly or obtain a well maintained foreclosed home, so it pays to shop around before you make your final decision.

Aligning yourself with an experienced real estate agent in Boise is a wise decision to secure an advantage over other buyers when a really good deal in your price range comes up. And if you have not done so yet….. I would like to apply for the job.

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7 easy steps for “upside down” homeowners in Idaho to get US governments help.

The questions about HARP (Home Affordable Refinance Program) are pouring in.  And YES, it’s true – there is finally some true help from the government for responsible home owners!

Effective March 19th the government is offering a new refinance program which offers help for underwater home owners.

If you are upside down and haven’t been able to refinance in the past, you may be able to now.  Follow these 7 easy steps today to see if you qualify:

Step 1)  Have you been making your mortgage payments on time (or at least not more than 30 days late in the last 6-12 months)?  If yes, skip to step 2!

Step 2)  Is your credit relatively good?  Typically if you have at least a 620 credit score, you might be a candidate for these programs.

Step 3)  To qualify for a HARP Refi, you need to have a loan owned by Fannie Mae or Freddie Mac.  Fannie or Freddie might own your loan even if you make payments to a bank. Check these 2 websites to see if Fannie or Freddie own your loan:

·             Fannie Mae loan look up

·             Freddie Mac loan look up

If you find your home on either website, print out the confirmation and skip to step 4.  If you do not find your loan on either of these websites skip to step 3b.

Step 3b)  If your loan is not owned by Fannie Mae or Freddie Mac, then there might still be good options if you have either an FHA, VA or RD (Rural Development) loan.  If you don’t know, you can fax or email your current mortgage statement to us and we will check with all 3 agencies for you.

Step 4)  Was your loan originated and closed prior to June 1, 2009?If yes, skip to step 5.

Step 5) Fill out our short refinance questionnaire (click here):

Step 6)  Start gathering your paperwork!  At the end of this email are a list of items we will need to process your refinance application (not all apply to everyone).

Step 7)  Forward this email to your friend and family who need help too!

What are the possible gotchas?  You might run into problems if you have private mortgage insurance or a second mortgage (but not always).

You will also need to meet all of regular loan approval guidelines for income, employment & debts.  Credit guidelines are slightly relaxed but in general this program is for responsible homeowners.

No worries, we refer knowledgeable lenders who will guide you through the process.

Call me today for referrals. 208-890-7732, or use my contact page.

I look forward to speaking with you!

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Real Estate Agents Boise – Video

Real Estate Agents Boise – Video

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